At Live Again Detox, we know that taking the first step toward recovery can feel overwhelming — especially when you’re worried about cost or insurance coverage.
Whether you’re struggling with alcohol, opioids, prescription drugs, or mental health challenges, know this: You’re not alone, and healing is possible.
If you have Blue Cross Blue Shield of Minnesota (BCBSMN), your insurance may help cover part or all of your treatment. BCBSMN provides mental health and addiction treatment benefits that make quality care more accessible for individuals and families across the state — from the Twin Cities and Duluth to Rochester and St. Cloud.
Our compassionate team will walk you through every step of verifying your coverage, understanding your benefits, and beginning your recovery journey without delay.
Learn more directly from Blue Cross and Blue Shield of Minnesota Behavioral Health Support to see how your plan supports mental health and addiction treatment.
Does BCBS of MN Cover Drug and Alcohol Rehab?
BCBSMN recognizes addiction and mental health conditions as medical issues that require professional treatment. Live Again Detox offers the following addiction and mental health treatment services:
Luxury Medical Detox
Detox is often the first and most critical step toward recovery. At Live Again Detox, we believe this stage should be safe, comfortable, and dignified — never cold or clinical.
Our luxury medical detox program offers 24/7 medical supervision in a peaceful environment that feels more like a boutique wellness retreat than a hospital.
Clients stay in private or semi-private suites featuring plush bedding, calming interiors, and serene surroundings designed to reduce stress during withdrawal. Our licensed nurses and physicians monitor vital signs, manage symptoms, and administer medications when appropriate to ease discomfort and prevent complications.
Each detox plan is individually tailored based on the client’s substance use history, health status, and emotional needs. From alcohol and opioids to benzodiazepines or prescription medications, our medical team uses evidence-based detox protocols grounded in compassion and safety.
Beyond physical stabilization, we introduce gentle therapeutic practices including: guided relaxation, meditation, and nutritional support to help restore balance to the mind and body.
Clients often describe their detox experience here as “the first time I’ve felt peace in years.”
This stage sets the foundation for deeper emotional healing in the next phase of treatment.
Residential Addiction Treatment
Once detox is complete, many clients transition to our residential addiction treatment program, where structured recovery blends seamlessly with luxury and comfort.
Each day follows a thoughtful balance of therapy, reflection, and holistic activities designed to nurture the body, mind, and spirit.
Clients receive personalized treatment plans created by our multidisciplinary team — including psychiatrists, therapists, and recovery specialists — ensuring every individual’s unique challenges, goals, and strengths are addressed.
In our private, resort-style residence, clients enjoy amenities such as chef-prepared meals, comfortable living spaces, outdoor relaxation areas, and quiet therapy rooms.
The atmosphere is intentionally calm and restorative, allowing clients to focus fully on recovery without distractions from the outside world.
Therapeutic approaches may include:
- Cognitive Behavioral Therapy (CBT) to identify and change negative thought patterns
- Dialectical Behavior Therapy (DBT) for emotional regulation and resilience
- Motivational Interviewing (MI) to strengthen commitment to change
- Family Therapy to repair and rebuild essential relationships
- Experiential and Holistic Therapies like yoga, art, and mindfulness meditation
Our residential program emphasizes not only sobriety but transformation — a space to rediscover identity, purpose, and connection in a nurturing environment.
Dual Diagnosis Treatment
For many individuals, addiction and mental health conditions exist side by side. Anxiety, depression, trauma, and PTSD often fuel the cycle of substance use.
At Live Again Detox, we specialize in dual diagnosis treatment — addressing both the mental health disorder and the addiction simultaneously.
Our clinical team includes board-certified psychiatrists, trauma-informed therapists, and addiction specialists who work collaboratively to identify underlying issues contributing to substance use.
We develop integrated treatment plans that may include therapy, medication management, mindfulness-based interventions, and emotional wellness support.
Each session takes place in a discreet, confidential environment, ensuring clients feel safe exploring the root causes of addiction. We teach emotional regulation, coping skills, and self-awareness to reduce the risk of relapse and support lifelong mental wellness.
Clients often report that treating both conditions together — rather than separately — creates more lasting recovery and a greater sense of personal freedom.
Medication-Assisted Treatment (MAT)
Recovery doesn’t mean going it alone. For some individuals, Medication-Assisted Treatment (MAT) offers an additional layer of stability and safety during early recovery.
MAT combines FDA-approved medications with therapy and holistic support to reduce cravings, prevent relapse, and promote long-term success.
At Live Again Detox, MAT is always physician-directed and closely monitored. Our medical team carefully evaluates each client to determine whether MAT is clinically appropriate.
Unlike traditional facilities, our approach integrates MAT within a full continuum of therapeutic care. This means clients receive medical support alongside emotional and psychological healing.
By combining medical science with compassionate therapy, MAT at Live Again Detox helps individuals regain balance, restore confidence, and rebuild trust in themselves.
Individual and Group Therapy
Healing from addiction requires both personal reflection and shared connection. That’s why we offer a diverse mix of individual and group therapy sessions, each designed to help clients grow in understanding and self-awareness.
- Individual therapy provides a confidential space to work one-on-one with a licensed clinician. Sessions focus on uncovering emotional triggers, processing trauma, and developing new strategies for resilience and emotional stability.
- Our therapists use a blend of evidence-based approaches, such as Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and trauma-focused methods, tailored to each client’s needs.
- Group therapy complements individual sessions by fostering peer support and accountability. Led by trained facilitators, these groups encourage open dialogue about shared experiences, challenges, and victories.
Many clients find that group sessions help them rediscover empathy, rebuild social confidence, and experience genuine connection without judgment.
Together, these therapies create a powerful foundation for emotional growth and sustainable recovery.
Aftercare Planning and Continuing Support
At Live Again Detox, we believe that recovery doesn’t end when treatment does — it’s a lifelong journey that deserves ongoing support. That’s why every client leaves with a comprehensive aftercare plan designed to sustain progress and prevent relapse.
Our aftercare specialists collaborate with clients to build personalized plans that may include:
- Continued outpatient or intensive outpatient programs (IOP)
- Telehealth counseling and virtual therapy sessions for ongoing support
- Sober living recommendations for those transitioning back to independence
- Community resources such as 12-step programs, SMART Recovery, or faith-based groups
- Regular check-ins with therapists or recovery coaches for accountability
- Mental health follow-up care including medication management and psychiatric support
We also work closely with insurance providers like BCBS of Minnesota to ensure continuity of care and minimize any financial burden.
Our alumni often stay connected through our extended recovery community — a supportive network that reminds every graduate they are never alone, no matter where their journey leads.
What Addictions Does BCBS of MN Insurance Cover?
BCBS of MN covers treatment for all types of addiction throughout Tennessee. Whether you’re in Nashville, Memphis, Knoxville, or anywhere across the Volunteer State, if you’re struggling with substance use, your insurance will help pay for treatment. The coverage includes:
Alcohol Rehab: Alcohol Use Disorder treatment is fully covered under most BCBS of MN plans, including detoxification at Tennessee facilities, residential treatment, and ongoing support services. Nashville and the surrounding areas offer numerous covered treatment options.
Opiate Rehab: Tennessee has been significantly impacted by the opioid crisis, and BCBS of MN recognizes this by covering treatment for prescription painkillers and illicit drugs like heroin and fentanyl. Treatment at Tennessee-based facilities is covered under your plan.
Cocaine Rehab: Stimulant Addiction treatment for substances like cocaine, methamphetamine, and prescription stimulants is typically covered at rehab centers throughout Middle Tennessee and beyond.
Benzodiazepine Rehab: Benzodiazepine Dependence treatment is covered at Tennessee treatment facilities, recognizing that dependence on these prescription medications (including Xanax) requires careful medical supervision during withdrawal and recovery.
Substance Abuse Rehab: Marijuana Use Disorder treatment is increasingly recognized and covered at Nashville-area facilities, especially as research shows that cannabis can be addictive and may require professional intervention for some individuals.
Prescription Drug Rehab: Prescription Drug Abuse treatment covers various categories of prescription medications that can become addictive when misused, including pain medications, anxiety medications, and sleep aids—all treatable at Tennessee rehab facilities.
For comprehensive Drug Rehab services covering any substance use disorder, BCBS of MN provides extensive support at quality treatment centers throughout Tennessee, with convenient access for Nashville residents and those across the state.
BCBS MN Plan Types: What They Mean for Rehab
Coverage BCBS of MN offers different types of plans, and each one has different rules about how you can use your benefits. Understanding your plan type helps you know what to expect when you’re looking for treatment.
Start Your Recovery—Verify Your BCBS of MN Coverage Today
From Detox to Ongoing Care — Your Full Continuum of Care is with Live Again Detox in Nashville
Detox → Residential → PHP → IOP → OP/Aftercare
Our private, luxury environment offers the tranquility of a retreat, while our clinical team provides the professional guidance needed for lasting recovery.
Whether your BCBS of Minnesota plan covers part or all of your treatment, we’ll help you understand your benefits, coordinate with your insurer, and begin care immediately.
Your path to peace, health, and freedom begins here in a setting where luxury meets purpose and healing becomes possible.
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HMO plans through BCBS of MN typically require you to choose a primary care physician and get referrals for specialty care, including addiction treatment. While this might seem like an extra step, it often ensures that your addiction treatment is coordinated with your overall healthcare, which can be beneficial for people with complex medical needs.
With an HMO plan, you’ll generally have lower out-of-pocket costs when using in-network providers, but you’ll need to stay within the network for coverage. This means working with your primary care physician to get appropriate referrals for addiction treatment services and ensuring that your chosen rehab facility is in-network.
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PPO plans offer more flexibility in choosing healthcare providers and typically don’t require referrals for specialty care like addiction treatment. This means you can often contact rehab facilities directly and begin the admissions process without waiting for referrals, which can be crucial when you’re ready to start treatment.
While PPO plans generally have higher monthly premiums, they often provide better coverage for out-of-network providers, which can be important if you want to attend a specific rehab facility that might not be in your insurance network. The trade-off is typically higher out-of-pocket costs for out-of-network care.
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EPO plans combine elements of HMO and PPO plans, typically offering lower costs than PPOs while providing more flexibility than HMOs. You usually don’t need referrals for specialty care, but you must stay within the network for coverage except in emergency situations.
For addiction treatment, EPO plans can be cost-effective if your preferred treatment providers are in-network. However, they offer less flexibility than PPO plans if you want to use out-of-network providers for specialized treatment.
How to Check Your BCBS MN Benefits for Rehab
Before you start treatment, it’s important to find out exactly what your insurance covers. This helps you avoid surprises and plan for any costs you might have to pay. There are several ways to check your BCBS MN benefits.
If you’re ready, we can often schedule your intake the same week.
At Live Again Detox, we’re committed to helping you navigate insurance coverage so you can focus on improving your health. Your recovery can start today—and we’re here to walk with you every step of the way.
What If a Rehab Center Is Out-of-Network?
Sometimes the treatment center you want to go to isn’t in your insurance network. This doesn’t mean you can’t go there, but understanding your options helps you make informed decisions about your care while managing costs effectively.
What Does “Out-of-Network” Mean?
When a rehab center is out-of-network, it means they don’t have a contract with BCBS of MN to provide services at pre-negotiated rates. This typically results in higher out-of-pocket costs for you, but it doesn’t mean you have no coverage at all. Most BCBS of MN plans provide some level of coverage for out-of-network care, though you’ll pay more than you would for in-network services.
PPO Plans Usually Allow More Flexibility
If you have a PPO plan, you likely have better coverage for out-of-network providers than other plan types. While you’ll still pay more than for in-network care, your insurance will typically cover a percentage of the costs after you meet your out-of-network deductible.
HMO and EPO Plans Are More Limited
HMO and EPO plans typically provide little to no coverage for out-of-network care except in emergency situations. However, addiction treatment is sometimes considered urgent care, and you may be able to appeal for coverage or request an exception if there are no appropriate in-network providers available.
Why Choose an Out-of-Network Rehab?
Sometimes the best treatment option for your specific needs might be out-of-network. This could be because of specialized programs, location preferences, or treatment philosophies that align with your recovery goals. The additional cost might be worth it for treatment that’s truly tailored to your needs.
Understanding the potential costs of rehab with your BCBS of MN coverage helps you plan financially and removes uncertainty about what you might owe. While costs vary based on your specific plan and the level of care you need, having realistic expectations helps you focus on recovery rather than worrying about bills.
Most BCBS of MN plans require you to meet an annual deductible before coverage kicks in fully. After meeting your deductible, you’ll typically pay copayments or coinsurance for covered services. For example, you might pay 20% of the cost while your insurance covers 80%, or you might have fixed copayments for different types of services.
In-network providers will always cost less than out-of-network providers, and some services like preventive care or certain therapy sessions might be covered at 100% after you meet your deductible. The key is understanding your specific plan’s cost-sharing structure and planning accordingly.
Many people worry that they can’t afford treatment, but the reality is that addiction treatment is often more affordable with insurance than people expect. Even if you have high out-of-pocket costs, many treatment facilities offer payment plans or financial assistance to make treatment accessible.
Not having insurance doesn’t mean you’re without options for addiction treatment. Many treatment facilities, including Live Again Detox, offer payment plans, sliding fee scales or other financial assistance options to make treatment accessible regardless of insurance status.
There are also state-funded treatment programs, nonprofit organizations, and community resources that provide addiction treatment services. While these options might have waiting lists or limited availability, they ensure that a lack of insurance doesn’t prevent you from getting help.
Some treatment facilities also offer cash payment discounts or scholarships for individuals who demonstrate financial need. The important thing is reaching out and asking about options rather than assuming treatment is impossible without insurance.
Why Live Again Detox is a Trusted Option
Live Again Detox understands how confusing and overwhelming it can be to navigate insurance and find the right treatment. We work with BCBS of MN and other major insurance providers to make treatment as accessible as possible.
What makes Live Again Detox different is our commitment to helping you through every step of the process. We don’t just provide treatment, we help you understand your insurance, figure out what you’ll owe and make sure you can afford the care you need.
The staff at Live Again Detox knows that dealing with insurance can be stressful when you’re already struggling with addiction. That’s why they handle as much of the paperwork and phone calls as possible, so you can focus on getting better instead of dealing with bureaucracy.
Live Again Detox offers different levels of care, from medical detox through outpatient support. This means you can get all of your treatment in one place, with providers who understand your history and your needs. Continuity of care like this often leads to better outcomes.
The facility is designed to feel comfortable and welcoming, not clinical or institutional. Recovery is hard enough without feeling like you’re in a hospital. Live Again Detox creates an environment where you can focus on healing and building a new life.
Frequently Asked Questions about BCBS MN Rehab Coverage?
Some plans may require prior authorization for certain levels of care, particularly inpatient treatment. However, many outpatient services and emergency detox situations don’t require prior approval.
Coverage isn’t typically limited by arbitrary day limits but rather by medical necessity. As long as treatment is medically necessary, coverage generally continues.
You can choose any facility, but staying in-network will result in lower out-of-pocket costs. Out-of-network facilities are often still partially covered, depending on your plan type.
Many plans include coverage for family therapy when it’s part of your treatment plan, recognizing that addiction affects entire families.
| Medically Reviewed By: Board-Certified Psychiatrist and Addictionologist |
| Clinically Reviewed By: Board Certified Clinical Social Worker |
